Modern Loan Origination Platform Built for Lenders.

AllCloud’s Loan Origination System helps you launch new loan products faster, onboard customers in minutes, and automate underwriting with confidence.

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Elevate your
Loan Origination Experience

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80%
Increase in lending
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60%
Increase in
teams efficiency
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60%
Loan book growth
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45%
Reduction time
in underwriting

Agile loan origination system that fits your business needs.

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Elevate your loan origination experience

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Go live faster with a 100% digital SaaS model.
Onboard customers in minutes via branch, DSA, web, or app.
Reduce disbursement TAT by up to 7X.
Unified Origination Engine for all loan types—MSME, Auto, Gold, Personal, and more.
Process more applications daily with automated checks and validations.

Intelligent Features to Power Growth

Pre-integrated with eKYC, bureau, GST, and bank statement APIs.
Multi-channel customer acquisition (DSA, CRM, online, offline).
Straight-through processing with real-time validations.
Smart lead and task management system.
Rule-based deviation and exception handling.

Mobile application that empowers your operations.

The AllCloud Unified Lending Technology mobile application eases the data-capturing process through which the Agents can easily access the application and enter accurate data even at remote locations.

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Features that let's you focus on the Borrower

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Digitize data collection

Paper to Paperless in a single application. Streamline and Consolidate your data collection with AllCloud. Capture structured and unstructured data to make the right decision, every time.

Point of sale

Powerful, easy-to-use digital tools for your loan application service to help you capture information and deliver accurate quotations

Omni-Channel Customer Acquisition

Unified customer acquisition across channels for seamless processing of loan applications, pre-approvals, and paperless documentation.

Straight
Through Processing

End-to-end automation capabilities such as e-kyc, credit approval, auto-authorization of instrument details and automatically fetching banking details from 3rd party systems

Optimised workflows

Make verification and underwriting processes faster and easier using pre-built integrations for third-party applications

Deviations management

Identify and prevent fraud through our loan origination system with pre-defined parameters and integration with rating agencies, with manual intervention as needed.

One stop tech stack to empower your lending operations

Automated Decision making

Drive rapid credit decisions in real-time with automatic scoring, debt calculation processes, and automated approvals and declines for routine applications

Lead Management

Issue loans quickly through automated processing, task management, and online documentation with customer service reminders via email/SMS, using our Loan Origination System.

Credit risk analysis and management

Automate end-to-end processes including e-KYC, credit approval, instrument details authorization, and fetching banking details from external systems.

Automated Decision making

Drive rapid credit decisions in real-time with automatic scoring, debt calculation processes, and automated approvals and declines for routine applications

Lead Management

Issue loans quickly through automated processing, task management, and online documentation with customer service reminders via email/SMS, using our Loan Origination System.

Credit risk analysis and management

Automate end-to-end processes including eKYC, credit approval, instrument details authorization, and fetching banking details from external systems.

Mobile Application
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The LOS mobile app streamlines data collection for field agents, enabling accurate entry of customer details even from remote or low-connectivity areas.

Seamless Integrations, Smarter Automations

Extend your system capabilities with plug-and-play APIs that fetch and sync application, credit, and customer data from core systems and third-party sources.

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